A Wells Fargo spokeswoman blamed changes in state laws governing foreclosure for any slowdown.
VW, which remains profitable over all, blamed "changes in the market and product mix" for the loss.
It blamed changes in its systems coinciding with a "huge increase" in the number of calls it received.
Mr Brownback blamed changes to federal tax laws, but credit-raters saw long-term harm and dinged the state's rating.
But the trauma of lost homes further soured local politics, and many ended up blaming changes in the US forest service's fire management practices.
In filings with the Securities and Exchange Commission, the company blamed changes in Google's search engine mechanics for reducing the number of visitors to its websites.
Wolfgang Nowak, who oversaw Saxony's reforms, blames change-resistant teaching unions and scant external ratings of schools.
Monsanto's boss, Robert Shapiro, vaguely blames "changed circumstances" and "variations in strategic vision" that emerged as the deal was worked out.
The nationalities of those blamed change regularly, but the persistent refrain is "those" people are bringing their "foreign" ways to a country that the year-round residents are trying to keep pure and authentically Somali.
She also rejected President Obama's focus on the threat posed by climate change, particularly to her state, saying: "I'm not going to blame … changes in the weather on man's footprint".
Some blame personnel changes.
