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Or a better credit score.
In combination, the pair should get a better credit rating.
Lenders want better credit scores from consumers in every category.
Numerous countries, many with far better credit ratings than Italy, need to raise cash.
People who used a middle initial were considered better credit risks than those who didn't.
"SNY is a better credit risk than the team," Marc Ganis, a sports industry consultant, said.
Better credit markets have kept consumption from becoming as lopsided as current income.
Companies with better credit can again raise money without paying huge risk premiums.
"I'd say the better risk customers -- with better credit scores -- will be well off," he said.
"Better credit scores generally result in fewer claims – we don't know why".
Most borrowers are women; Grameen Bank's founder, Muhammad Yunus, has said they are better credit risks.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com