But for patients the rankings and, especially, the subsequent promotions generally have limited benefit, experts say.
But while there are many clinical trials testing immunotherapy for glioblastoma, so far the studies haven't shown a strong survival benefit, experts say.
Several employee benefit experts have said that Mr. Schlichter's cases and others have resulted in lower charges as other employers began to fear attracting lawsuits of their own.
Benefit experts agree that because of the combination of forces, the cost of running and investing in the plans, on average, have been on the decline for several years.
But their greatest benefit, experts say, is their power to help people sock away money for retirement.
A benefits expert, he authored many books.
"There's too much money at stake," said Edward A. Kaplan, a benefits expert at the Segal Company, a consultant.
Sit down at least a year in advance with a benefits expert and get the correct, up-to-date information.
It's so small that "don't blink or you'll miss it," David Snell, a National Active and Retired Federal Employees Association NARFEE) benefits expert, told a recent FEHBP forum.
"If they're a popular brand or anchor hospital, they're going to negotiate a significant increase if they can," said Edward A. Kaplan, a benefits expert with the Segal Company, which recently surveyed insurers about costs.
