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In France and Germany, where benefits are already very generous, a different reform trade-off could be pursued: extend benefit coverage to more workers with short contribution records, but reduce the maximum duration of benefits for those already covered.
On the other hand, countries with strong laws and (as you might therefore expect) more limited benefit coverage have bigger coalitions of outsiders who want extensions to benefits and are willing to pay for them.This leads on to policy implications.
As I have explained in detail in several earlier posts, forcing upon private insurers a mandate of community rating and guaranteed issue will not work, unless accompanied by a mandate upon all citizens to have at least a minimally adequate health insurance policy with specified benefit coverage.
11 Figure 2 Unemployment benefit coverage percent of ILO unemployed.
age 60-65 Benefit coverage h=1 0.65 Annual early ret.
In particular, the review highlights what it terms as a "chasm in benefit coverage" in Japan.
Risk engineering is used as a basis to provide the risk mitigation framework defining various trade-off strategies (risk minimization, total benefit coverage, cost balance, and profit maximization).
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Each of the states had a law, policy or program that required or encouraged health plans to offer limited-benefit coverage, Mr. Larsen said.
The company helps small health plan administrators print checks and benefit-coverage information and offers advice on payments, said Jennifer Meyer, a WebMD spokeswoman.
But in the Dallas case, Louis Saccoccio, general counsel of the American Association of Health Plans, said state officials are trying to second-guess a benefit-coverage call, something they have no authority to do.
Further research is needed to compare the different insurance schemes currently operating in China in terms of, for example, financial protection, service/benefit coverage, and levels of acceptability and satisfaction among the insured.
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