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Remarkably, in the past couple of years it has been possible to borrow at less than the prevailing rate of inflation.
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Fortunately, it is possible to borrow more.
In 2007, it really was possible to borrow £5bn, with nothing repayable until 2015, and it didn't matter if the leverage ratio went up in the interim.
But on a recent visit to Rome, to see if it might be possible to borrow the discarded loincloth for the exhibition on representations of sex that we are organising for the Barbican Gallery, I found that a newer swathe of bronze drapery had been added.
A group of senior managers visited the Swedish firm and saw that even though the companies' business models differed, it would be possible to borrow several of Handelsbanken's planning principles: less oversight from headquarters, greater frontline responsibility, and friendly competition among peer units.
The question is whether it is possible to borrow standard biological parts on a larger scale without becoming "infected" with the corresponding epistemic approach.
The exhibition, which consists of twelve paintings and an installation of glazed ceramic bowls, came about through a conversation between Heilmann and the gallery about how many of her early works it would be possible to borrow.
It's a play on collaborative consumption that intends to capitalize on the fact that people are unaware that it's possible to borrow things from others they don't know, but seem to be keen on doing so with a proper infrastructure in place.
This is more difficult to accomplish today than it was pre-2008, but it can be possible to borrow, say, 50percentt of the purchase price.
Finally, even if it's possible to borrow from your 401(k) or take a hardship distribution from your IRA, I'd consider this a last resort.
Although specific theoretical models for the sexual arousal function of women who experienced CSA are lacking in the literature, it is possible to borrow from cognitive theories that posit representations of the self (self schemas) are implicated in psychopathologies in women who experienced CSA (Putnam, 1990).
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com