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The Empirica score from TransUnion and the Beacon score from Equifax use a formula developed by the Fair Isaac Corporation and are available only to businesses like mortgage companies.
Equifax is the one that calculates your Beacon score.
Creditors determine your Beacon score using a statistical program that compares this information to the credit performance of consumers with similar profiles.
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If you are denied credit based on your Beacon credit score, you have the legal right to get a notice that tells you the specific reasons why you were denied.
Thomas Toch, author of "High Schools on a Human Scale: How Small Schools Can Transform American Education" (Beacon Press), called the scores of high schools students in a growing variety of subjects a "measure of the failure of large comprehensive high schools in this country".
The vast majority of the extreme beacon clusters were genomic outliers of PBC score, i. e. EHMT1 and CDH4 and all except two possessed positive scores (see Table S1 ).
While each credit reporting agency has a name for its own credit score -- Equifax calls its scoring system Beacon, Trans Union calls its Empirica and Experian refers to its score as the Experian/Fair, Isaac risk model -- they have generally come to be known as FICO (an acronym for Fair, Isaac & Company) scores.
You can also obtain a credit score called Empirica from Trans Union and one called Beacon from Equifax, that closely approximate the FICO score.
Oddly, Wroclaw, usually seen as a beacon of good government because of its go-getting and effective mayor, scores poorly.
The final score, after the final gasp, screamed out that motto in numbers that glowed like a beacon of hope.
PAGE A7 Reading Score Barometers The latest school-by-school reading- test results, released this week, have already become beacons for suburban parents -- and would-be suburban parents.
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