Firstly, a capital release loan where no regular repayment is made, but the loan is repayable when the house is no longer the borrower's main residence and is sold.
Banker bonuses are to be deferred by up to 10 years, and could be repayable if the bank has to be bailed out.
The loans, on which interest would be charged to cover councils' costs, would be repayable on sale of the properties after death.
"The loans are only repayable when both the club and Mr [John] Radford, the club's chairman, agree that it is in a position to do so.
These loans will cost the homeowner 0.5percentt and be repayable in ten years or sooner upon a sale or refinancing of the home.
The figure is likely to increase in future years, but the loan will only be repayable once you have finished and are earning more than £15,000 a year.
The grants will not be repayable or restricted to any specific sectors.
"The proposal will in effect raise the amount of borrowings from the E.U./I.M.F. by €30 billion which would be repayable at competitive rates most likely beginning in fifteen years," said Jim Ryan, an analyst at Dublin-based Glas Securities, in a note.
The loans will be available through its business arm, 118 118 Money, and be repayable over a 12- to 24-month period.
