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After retirement: If you expect to be in a lower tax bracket, save now in a tax-deferred 401(k).
"Ordinary people in China, when they hear about someone in a service position, they think the person is supposed to be in a lower position.
"They could be in a lower balcony seat that normally runs $120," Ms. Rutter said, noting that last year the program attracted some 14,000 students.
Individuals who expect to use their 401(k) savings in retirement, rather than pass the money along to heirs, might prefer traditional 401(k) plans if they expect to be in a lower tax bracket after they stop working.
Macy's said fourth-quarter earnings would be in a lower range than it had previously announced, at $1.91 to $1.96 a share, down from $1.94 to $1.99 a share.
A 401(k) is probably the most tax-efficient vehicle for you to save today because you are likely to be in a lower tax bracket in the future but you may also want to save into a Roth I.R.A. as well.
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Sammy Davis, Jr.,'s menorah is in a lower drawer of his desk.
We are in a lower social class than our "elite" academic colleagues.
"Many people who end up suffering from toxoplasmosis are in a lower socio-economic bracket.
If you're in a lower price range, there are plenty of sticks to choose from, too.
"That's the case especially if you have lower credit scores, or you're in a lower tax bracket, or both".
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