Reserving a rate can take anything between four to eight weeks to process paperwork - but borrowers should not be deterred by high arrangement fees at this stage, as they won't need to be paid until the mortgage term starts.
Operators are gambling that demand will pick up as they build more hotspots eerily reminiscent of the "build it and they will come" approach taken by many firms during the dotcom boom.Users may be deterred by high prices.
Drivers who are deterred by higher rush-hour user fees from travelling during the busiest times are likely to use less fuel and emit less pollution.
If smokers really were deterred by higher taxes, the loss of revenues would cause severe withdrawal symptoms in many national treasuries.
"It's clear that the students currently pursuing their education at CUNY, far from being deterred by higher standards, are actually attracted by the greater academic rigor," the mayor said in a news release.
But investors are deterred by high taxes, opaque laws and chronic insecurity.
Youth unemployment stands at 38%, exacerbated by the failing agricultural sector and a lack of job opportunities in urban areas, which Gambians complain is because large international investors are deterred by high taxes and the government's unpredictable meddling with the private sector.
(Scottish students who attend universities north of the border currently pay nothing, though that may change after next year's elections to the Scottish Parliament).Many Lib Dems and others worry that students from poor backgrounds will be deterred by much higher fees.
The manufacturers of the various drugs in the cluster are free to charge a price higher than the reference price, but this tends not to be the case because of the fear that patients may be deterred by the higher co-pay.
Others may be deterred by the high mortgage tax.
