The plans, which were inserted without full House or Senate debate into last fall's 700-page Medicare legislation, are meant to provide basic, high-deductible insurance while letting people accumulate money tax-free to be spent on medical services or saved to pay for future health care needs.
Access to these treatment options is unrestricted and mandatory health insurance covers all costs (except for basic annual deductibles of between 300 and 2500 Francs and patient payment of 10% of all costs), regardless of which service is used.
In Switzerland no gate-keeping framework exists and access to any kind of emergency medical facility is covered by mandatory health insurance (except for basic annual deductibles of between 300 and 2500 Francs and patient payment of 10% of all costs).
In Virginia, Mr. Schroeder has yet to find employment, and the family is now paying $400 a month for a private insurance plan with only basic coverage, plus a deductible of several thousand dollars.
The authority also voted to set a maximum deductible for basic health plans of $2,000 per individual per year, and a maximum out-of-pocket cost of $5,000 if providers within an insurer's network are used.
There are no deductibles on basic health care and co-pays are kept extremely low.
A typical event consists of legislators translating the Affordable Care Act in its entirety, down to such basics as explaining deductibles and co-pays to individuals who have never had health insurance before.
Workers who already had basic insurance plans with different deductibles, either higher or lower, could not take advantage of the accounts.
