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"It took the Japanese banks years to recapitalize," said Tobias Levkovich, Citigroup's chief equity strategist.
"In effect, we nationalized the biggest banks years ago," Mr. Allison said.
Mr. Ma left the bank years ago and started an insurance company.
A few more pub dates, I point out, and they could both bank years' worth of tracks.
Many analysts and commentators have complained that the regulators are letting banks off too easily by not insisting on even higher reserves and by giving banks years to comply.
Added Nevada bank years later.
Investec's Ian Gordon said: It is true that RBS is (by far) the top performing UK bank year-to-date.
It said: "Lloyds is one of the worst performing banks year to date, and has three times as many sell ratings as buy ratings.
All 118 failed banks year-to-date have been small or regional institutions.
Born in Sabadell, Barcelona, worked in international banking for years.
Moreover, some Latin American countries internationalised their banking systems years ago.
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