bank balance

USAGE SUMMARY

"bank balance" is a correct and usable term in written English.
You can use the phrase to refer to the amount of money in someone's bank account. For example, "My bank balance is significantly lower than I expected."

✓ Grammatically correct

News & Media

Science

Academia

Human-verified examples from authoritative sources

Exact Expressions

60 human-written examples

My bank balance?

The New York Times - Style

Your bank balance.

The New York Times

The bank balance.

The Guardian - Tech

Game over, for your bank balance.

Independent

"Me = happy, bank balance = sad".

The Guardian - Lifestyle

Check your bank balance regularly.

The Guardian - Tech

You've got a very big bank balance!

The Guardian - Tech

Wisely said, but not good for her bank balance.

Independent

Well, perhaps we don't need to publicize our bank balance.

The New York Times

On the field or in the bank balance?

The New York Times - Sports

Should she follow her heart or her bank balance?

Independent

Expert writing Tips

Best practice

When discussing financial situations, use "bank balance" to specifically refer to the amount of money in an account. For a broader assessment of financial well-being, consider using terms like "financial health" or "net worth".

Common error

Don't assume a high "bank balance" equates to overall wealth. Consider liabilities, investments, and other assets for a comprehensive financial picture.

Linguistic Context

The phrase "bank balance" functions primarily as a noun phrase. It identifies the amount of money currently held in a bank account. Ludwig AI confirms its usability.

Expression frequency: Very common

Frequent in

News & Media

61%

Science

20%

Academia

10%

Less common in

Wiki

5%

Formal & Business

2%

Reference

2%

Ludwig's WRAP-UP

The phrase "bank balance" is a common and grammatically correct way to refer to the amount of money in a bank account. Ludwig AI confirms this. It's frequently used in news, media, and academic contexts, indicating its broad applicability. While "bank balance" specifically indicates the funds in an account, related phrases like "financial standing" or "cash reserves" can offer a broader perspective on one's financial situation. Remember that a high "bank balance" doesn't always equate to overall wealth, as other assets and liabilities should also be considered.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

account funds

Focuses on the available funds in an account, rather than the specific balance.

cash reserves

Emphasizes the readily available cash, a component of the bank balance.

funds on hand

Focuses on immediately accessible money, similar to cash reserves.

financial standing

Describes the overall financial state, which includes but is not limited to bank balance.

fiscal position

Indicates the state of a person or organization financial affairs.

monetary resources

Encompasses all available money, including bank balance. Broader meaning.

available credit

Refers to the credit available, not necessarily the money in a bank account. It shows a different way of accessing to financial resouces.

current assets

Refers to assets that can be converted to cash, but is not limited to the funds in a bank account.

financial health

Indicates the general condition of one's finances, of which "bank balance" is just one indicator.

capital holdings

Refers to financial investments and savings, of which "bank balance" is a subset.

FAQs

How can I check my "bank balance"?

You can check your "bank balance" through online banking, mobile apps, ATMs, or by visiting a bank branch. Many banks also offer balance alerts via text or email.

What does it mean to have a negative "bank balance"?

A negative "bank balance" means your account is overdrawn, and you owe the bank money. This can result in overdraft fees and other penalties.

How does my "bank balance" affect my credit score?

While your "bank balance" doesn't directly impact your credit score, consistently overdrawing your account or having unpaid bank fees can negatively affect your credit history.

What are some phrases similar to "bank balance"?

You can use phrases like "account funds", "cash reserves", or "available credit" depending on the specific context.