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"While TIAA-CREF is not immune from market forces, we have more than $20 billion in capital backing client commitments, and our guaranteed products have made payments above their guaranteed minimum every year since 1948," says Chad Peterson, director of media relations at TIAA-CREF.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com