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But don't count on the gate check as a way to avoid fees.
If you do, you'll avoid fees and the airlines may actually thank you for it.
But passengers who do not fall into any of the privileged categories can still avoid fees.
Elsewhere, the best chance to avoid fees is to go in person to the box office and pay in cash.
By requiring banks to provide straightforward, uniform account disclosure forms, the Consumer Financial Protection Bureau would give customers the ability to comparison shop as well as avoid fees.
Banks are also slowly abandoning "free" checking accounts, although you can still avoid fees by arranging for direct deposit or keeping a minimum balance in your account.
"Good news, we're making changes to help you avoid fees," Chase told customers in a recent notice with their statements.
There are obvious ways to avoid fees for things like onboard entertainment (bring a book) or airline food (pack your lunch).
The report divides consumers into three types in terms of their banking expertise: "savvy," who use direct deposit and avoid fees whenever possible; "basic," who aren't as proficient at avoiding fees and have at least one overdraft fee a month; and "inexperienced," who make heavy use of services but typically pay two overdraft fees a month.
Carol Levenson, a bond analyst for Gimme Credit, an institutional research firm, noted that the company had allowed other lines of credit to expire to avoid fees.
Feature phone owners who want to avoid fees currently have to go through third-party web-based SMS.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com