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The phrase "average ratio of loans" is correct and usable in written English.
It can be used when discussing financial metrics or statistics related to loans, such as in reports or analyses.
Example: "The average ratio of loans to deposits in the bank has increased over the past year, indicating a shift in lending practices."
Alternatives: "mean loan ratio" or "typical loan ratio".
Exact(1)
The average ratio of loans to deposits for European institutions, an important measure of a firm's exposure to bad loans, stands at 130 percent, much higher than the average of 75 percent for other banks worldwide, according to statistics from the Bank for International Settlements.
Similar(59)
But the loans the CoreLogic model valued had an average ratio of almost 77 percent.
And the overall average ratio of male to female bylines is 78%/22%.
Note that we plot the inverse of each bank's average ratio of assets to equity.
Qi et al (2008) researched the pledged loan-to-value ratio of loans pledged against combined warehouse receipts.
Analysts and regulators measure banks' willingness to lend by their ratio of loans to deposits.
These gainful employment rules require for-profit colleges to maintain certain debt-to-income ratios (the ratio of loan payments to income and the ratio of loan payments to discretionary income) and loan repayment rates.
Also, stay away if deposits are declining or the ratio of nonperforming loans to total loans exceeds 2%.
Sterling's ratio of nonperforming loans to assets is 0.12%, about a fourth the average for New York banks.
And their ratio of delinquent loans to total debt outstanding is half that of borrowers generally, she said.
Bond index mutual funds had an average expense ratio of 0.35percentt.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com