Used and loved by millions
Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com
atm
Grammar usage guide and real-world examplesUSAGE SUMMARY
"atm" is an acceptable abbreviation in written English.
It stands for "automated teller machine," and it is often used when referring to a bank machine. Example: "I need to withdraw some cash, so I'm heading to the ATM."
News & Media
Formal & Business
Science
Table of contents
Usage summary
Human-verified examples
Expert writing tips
Linguistic context
Ludwig's wrap-up
Alternative expressions
FAQs
Human-verified examples from authoritative sources
Exact Expressions
60 human-written examples
In essence, it allows multiple old-fashioned network services (such as voice, frame relay and ATM traffic) to be carried over a single modern network based on internet protocol (IP).
News & Media
The chips tax, nominally about tackling obesity, was launched in 2011, a tax on text messaging and phone calls in 2012 and a financial transaction levy on paying bills and taking cash from an ATM last year.
News & Media
Cash withdrawals – from an ATM or using a credit card cheque – tend to be the most expensive way to borrow; as well as a high interest rate there is often a fee of at least 1.5% of the amount you take out.
News & Media
Police and prosecutors gave conflicting accounts at trial about the existence of a videotape from a bank showing someone using Rondeau's ATM card.
News & Media
It has become de rigueur for every ATM, office, shop and apartment building to have guards.
News & Media
"Algorithm" is both a pipe organ and a fully functioning ATM machine.
News & Media
Dollar power My money is bigger than yours Abacus to ATM Fakes and status in China ReprintsLike its predecessors, this latest round of monetary easing was motivated by the economy's failure to grow as quickly as the Fed had forecast.
News & Media
This week it agreed to spend $4.5 billion buying Fore, a Pittsburgh company that has one of the best switches in the world for Internet traffic, using ATM (which stands for Asynchronous Transfer Mode).
News & Media
The turn of the millennium found Mr Galliano so removed from reality that he was unable to send an e-mail or use an ATM.
News & Media
Chase offers a low-cost prepaid card called Liquid, which gives users fee-free access to the bank's huge ATM network for deposits and withdrawals but does not require an account at the bank.
News & Media
More than half are shut through the night; those that are not charge more for nocturnal transactions much as taxis do.But Seven Bank operates around the clock (40% of its ATM transactions occur overnight).
News & Media
Expert writing Tips
Best practice
Use "atm" in contexts where brevity is valued, such as news articles or informal communications.
Common error
Avoid using "atm" without clarification in technical documents where "Asynchronous Transfer Mode" is a possible interpretation. Always specify the intended meaning to prevent confusion.
Source & Trust
93%
Authority and reliability
4.5/5
Expert rating
Real-world application tested
Linguistic Context
The abbreviation "atm" functions as a noun, referring to a machine that allows bank customers to withdraw cash and perform other financial transactions without the need for a human teller. As Ludwig AI explains, it's an accepted abbreviation.
Frequent in
News & Media
50%
Formal & Business
30%
Science
20%
Less common in
Academia
0%
Encyclopedias
0%
Wiki
0%
Ludwig's WRAP-UP
In summary, "atm" is a widely accepted abbreviation for "automated teller machine", serving as a noun in sentences to refer to the device. Ludwig AI validates its acceptability in English writing. It's most frequently found in news and business contexts. For formal writing, using the full term initially is advisable. Common alternatives include "cash machine" and "cash dispenser". Be mindful of potential confusion in technical contexts where it could refer to Asynchronous Transfer Mode.
More alternative expressions(10)
Phrases that express similar concepts, ordered by semantic similarity:
Automated teller machine
Full form of the abbreviation, providing clarity and formality.
Cash machine
Common synonym, focusing on the machine's function.
Cashpoint
Common British English term for an ATM.
Cash dispenser
Highlights the dispensing of cash as the primary function.
Banking machine
Emphasizes the machine's role in banking services.
Automated banking kiosk
More descriptive and formal alternative.
Money machine
Informal term, directly referencing the output of money.
Hole-in-the-wall
Colloquial term, emphasizing the physical presence of the machine.
Standard pressure
Refers to the physics definition of atm, in different context.
Asynchronous transfer mode
Technical meaning related to data transfer.
FAQs
What does "atm" stand for?
"Atm" is an abbreviation that stands for "automated teller machine", a machine that dispenses cash and performs other banking services.
Is it okay to use "atm" in formal writing?
While acceptable, it's better to use the full form "automated teller machine" in formal writing, especially on its first occurrence. After that, "atm" can be used for brevity.
What can I say instead of "atm"?
Alternatives include "cash machine", "cash dispenser", or "banking machine" depending on the context.
Is "atm machine" redundant?
Yes, "atm machine" is redundant because "atm" already stands for "automated teller machine". Just use "atm".
Editing plus AI, all in one place.
Stop switching between tools. Your AI writing partner for everything—polishing proposals, crafting emails, finding the right tone.
Table of contents
Usage summary
Human-verified examples
Expert writing tips
Linguistic context
Ludwig's wrap-up
Alternative expressions
FAQs
Source & Trust
93%
Authority and reliability
4.5/5
Expert rating
Real-world application tested