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The counseling and assistance are free.
However, not all offers of financial assistance are equal.
Other forms of assistance are essential, said Mr. Schumer.
Food, clean water and medical assistance are all increasingly scarce.
Government loans and "assistance" are out of fashion.
Smaller amounts of financial assistance are available from other sources.
More than half the 10 million people requiring assistance are children.
"Requests for assistance are usually tied to the economy," she said.
Social ills like hunger and need for food assistance are notoriously difficult to measure.
But improving parenting skills and providing struggling parents with assistance are part of the solution too.
The Big Three automakers' restructuring plans and letters to Congress asking for assistance are all online.
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