Now they are refusing them coverage, forcing those drivers into the assigned risk plan.
The insurers also want to see prices increased in the assigned risk plan because, under state law, they share the cost of the coverage among themselves.
The number of drivers in what is known as the assigned risk plan for those with poor records has doubled in two years to the present 350,000 drivers.
And drivers in the city and in other urban areas account for a disproportionate share of those in the assigned risk plan.
During that time, the city's assigned counsel plan has evolved into the primary source of legal representation for poor children and adults in family and criminal court proceedings.
Robert P. Hartwig, the chief economist of the Insurance Information Institute, said that insurers push customers into the assigned risk plan, expecting that its higher rates will cover higher losses from the more risky drivers.
The papers are then assigned to plan examiners who review the project for full code compliance -- for example, that it is in the appropriate zoning district, that it does not have too many floors, that there are enough staircases, that the layouts provide access for the disabled, that asbestos will be removed.
Participants can choose their H.M.O.'s, but about 15percentt do not make a choice and are randomly assigned to plans.
He declined to respond to the suggestion that women should not be randomly assigned to plans that do not provide services like contraception.
The habit of procrastination in the face of bad news led to disconnects between Rumsfeld and the Army staff officers who were assigned to planning for troop requirements in Iraq.
To this end, a computer code for the nonlinear static analysis of spatial frames is developed to obtain the pushover curve for an assigned in-plan direction of the seismic loads.
