Sentence examples for assessing mortgage from inspiring English sources

The fact that Nationwide, in common with many other lenders, looks at ability to pay rather than income multiples when assessing mortgage applications also works in your favour.

The PRA, the Bank's regulation arm, is concerned that changes to mortgage interest tax relief for landlords will strain buy-to-let borrowers and that only a few lenders include this risk when assessing mortgage applications.

He says that many lenders, including all the major ones, use a computerised credit scoring system to assess mortgage applications.

In the past, some lenders have refused to take the income of someone about to take or already on maternity leave into account when assessing a mortgage application, on the grounds that the woman might not return to work.

While assessing 880,000 mortgages, JPMorgan overstated the potential harm for more than 5,000 loans, the people familiar with the matter said.

From today, where the mortgage lending on a property in the UK is over £500,000, the Group will assess the mortgage application by applying an income multiple limit of four.

These tend to cost more because lenders consider folks pulling cash out of their homes a higher risk and because states and localities may assess a mortgage tax on cash that's taken out.

It would then have to raise a significant amount of debt — a problem, Mr. Trone said, as corporate debt holders might not be comfortable assessing a commercial mortgage portfolio and commercial mortgage holders might not want corporate debt.

As the mortgage market grew frothy in 2006 — leading to a housing bubble that nearly brought down the banking system two years later — ratings agencies charged with assessing risk in mortgage pools dismissed conclusive evidence that many of the loans were dubious, according to testimony given last week to the Financial Crisis Inquiry Commission.

After Bear Stearns fell, it could have sent SWAT teams into all the other financial firms to assess their mortgage-backed paper.

The S.E.C. proposes to bring in a third party to assess disputed mortgages, but to give that party no real power to force repurchase.