Sentence examples for assessing credit from inspiring English sources

"There is really no excuse for institutions that specialize in credit risk assessment, like large commercial banks, to rely solely on credit ratings in assessing credit risk," John C. Dugan, the head of the Office of the Comptroller of the Currency, the chief federal bank regulator, said in a speech earlier this year.

Some may be assessing credit risk accurately.

In assessing credit risk, NorthStar considered several factors, "including school, discipline and historical data," he said.

Fair Isaac developed the FICO scores, which are the most widely used scores for assessing credit risk.

Craig Watts, a spokesman for FICO, the company that developed the most widely used scores for assessing credit risk, agreed.

Rating companies such as Moody's are increasingly assessing climate riskas a negative factor when assessing credit ratings.

Hence the need for systems to assess credit risk.

This has left many banks without the skills and systems needed to assess credit risk.

Finally, regulators and investors should return to the tool they used to assess credit risk before they began delegating responsibility to the credit rating agencies.

Plenty of small firms assess credit and, unlike the agencies, make buy and sell recommendations as well.

Unable to assess credit risk in complicated structured products, they refused to buy any type of mortgage-backed security.