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So as your lender has given you permission to rent the house out without converting to a buy-to-let mortgage, you are likely to be better off sticking with your current deal".
Go right for the jugular, just as your lender has.
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If there's any danger of getting behind with the mortgage, talk to your lender as soon as possible rather than putting it off.
You don't say if you own your own home but it is important to speak to your lender as soon as you think you might fall into arrears.
The trick is to talk to your lender as early as possible".
The first thing that you can do if you are facing difficulty in repaying back a loan amount is to talk with your lender as soon as possible.
If you find yourself unable to keep up with your vehicle loan payments, contact your lender as soon as possible to investigate your options to avoid repossession of your vehicle.
This may complicate things, as it allows your lender to pursue a deficiency judgment, which represents the difference between the sold price of the property and the amount owed to the lender.
Don't just hope that the problem will go away on its own – it won't!" If you are getting behind on the mortgage, or think you will in the future, always speak to your lender as it is obliged to help you and may allow you to reduce your monthly payments by lengthening the term of the loan or give you a payment holiday until you get back on top of things.
Also, as Mr Baker said, keep your lender in the loop.
It's a grey area as far as mortgage lenders are concerned – although it's unlikely your lender would find out.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com