Sentence examples similar to as a quality of borrower from inspiring English sources

The alternative hypothesis we examine is that such inward shift is associated instead to a reassessment of the quality of borrowers.

This time, though, they could not attract the same quality of borrower as before: with the housing market looking vulnerable, only the desperate were willing to borrow at interest rates of over 8%.The lenders compounded their problems greatly by loosening their underwriting standards in a further attempt to keep business chugging along.

Greater emphasis on the quality of borrowers will mean that risk should become more predictable.

A valid instrument must be correlated with the growth of capital while uncorrelated with the quality of borrowers in 2009.

We control for the quality of borrowers by using region and industry fixed effects.

By 2006, as lenders became to rely increasingly in noisy FICO scores and LTVs as sufficient statistics for the quality of the borrower, this figure approached a full 50%% of new subprime originations.

The program linked bonuses to how fast bankers could originate loans and as a result, the credit quality of the borrower was given short shrift, the government contended.

"It will depend on the quality of the borrower and how much volume the lender wants".

But it is estimated that as many as a third of borrowers are left worse off.

On average, so far, its lenders have lost 0.5% of their money as a result of borrowers defaulting.

"The quality of the borrower is not what it was a year ago," Mr. Moore said, citing the weak economy as the reason banks are more reluctant to lend.