Used and loved by millions
Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com
are overdue on their payments
Grammar usage guide and real-world examplesUSAGE SUMMARY
The phrase "are overdue on their payments" is correct and usable in written English.
You can use it when discussing financial obligations that have not been met by a certain deadline. Example: "The clients are overdue on their payments, and we need to follow up with them to resolve the issue."
✓ Grammatically correct
Academia
Formal & Business
News & Media
Science
Table of contents
Usage summary
Human-verified examples
Expert writing tips
Linguistic context
Ludwig's wrap-up
Alternative expressions
FAQs
Human-verified similar examples from authoritative sources
Similar Expressions
60 human-written examples
It will even send reminders to those who are overdue on their bills.
News & Media
The creditor's claim, filed in Cuyahoga County Probate Court on Wednesday, states that Tamir's estate is overdue on a $500 payment for "emergency medical services rendered as the decedent's last dying expense".
News & Media
Because we live isolated there are extra hoops so I'm overdue on a mammogram.
Science
In Accounts Receivable (AR), we periodically generate aging reports by division to identify invoices that are overdue for payment.
All borrowers must also be current on their payments.
News & Media
But what small companies have are overdue notices from their insurance companies, employees waving deposit slips on the 15th and 30th, and late-payment fees adding up on their personal credit cards.
News & Media
Pile that onto to the nearly 15% of the 77 million deed-holding American households that are either facing foreclosure or are 60 days overdue on their mortgage payments, plus the $850 billion in net small business lending that has essentially fled the small business community, "an outrageous number," and reality sets in: "We cannot have a jobless and consumer-less stock market recovery".
News & Media
The Client shall pay, on demand, interest on all amounts which are overdue for more than 30 days, such interest to be calculated from the day after the date when payment fell due to the date of actual payment at the rate of 4 per cent above the base rate of the Bank of England from time to time.
News & Media
Members face additional fees if any of their payments are overdue.
News & Media
Minimum reporting standards for research on groin pain in athletes are overdue.
There are some systematic tendencies on which greater dialogue and clarity are overdue" (p. 11).
Science
Expert writing Tips
Best practice
When discussing financial matters, use the phrase "are overdue on their payments" to clearly communicate that an obligation has not been met by the agreed-upon date. This leaves no room for ambiguity.
Common error
Instead of using vague language like "experiencing financial difficulties", directly state that individuals or entities "are overdue on their payments" for clarity and transparency in financial communications.
Source & Trust
84%
Authority and reliability
4.1/5
Expert rating
Real-world application tested
Linguistic Context
The phrase "are overdue on their payments" functions as a predicate adjective phrase, describing the state of a debtor's accounts. As confirmed by Ludwig AI, this expression is grammatically correct and clear.
Frequent in
Science
0%
News & Media
0%
Formal & Business
0%
Less common in
Science
0%
News & Media
0%
Formal & Business
0%
Ludwig's WRAP-UP
The phrase "are overdue on their payments" is a grammatically correct and clear way to describe a situation where financial obligations have not been met by the agreed-upon date. Ludwig AI confirms its usability in written English. While no exact examples were found in the provided data, its intended use is typically in professional and formal contexts, emphasizing transparency and accuracy. Related phrases include alternatives like "are behind on their payments" and "have missed their payment deadline". When using the phrase, avoid euphemisms and be direct to ensure clarity in financial communications.
More alternative expressions(10)
Phrases that express similar concepts, ordered by semantic similarity:
are behind on their payments
Uses 'behind' instead of 'overdue', focusing on the state of being not up-to-date.
have missed their payment deadline
Highlights the failure to meet a specific deadline.
are late with their payments
Simply states that the payments are not on time.
are in arrears with their payments
Uses 'in arrears', a more formal way of saying behind in payments.
are delinquent in their payments
Uses 'delinquent', another formal term for being behind in payments.
have defaulted on their payments
Indicates a more severe situation where payments have been missed for an extended period.
have failed to keep up with their payments
Emphasizes the ongoing nature of the payment obligation and the failure to maintain it.
are struggling to make their payments
Focuses on the difficulty the person or entity is experiencing in making payments.
are remiss in their payments
Uses 'remiss', a less common term suggesting negligence in making payments.
have outstanding payments
Highlights the fact that payments are still owed.
FAQs
What does it mean when someone is overdue on their payments?
It means that a payment, such as a bill or loan installment, has not been made by the due date and is now considered late.
What are some alternatives to saying "are overdue on their payments"?
You can use alternatives like "are behind on their payments", "have missed their payment deadline", or "are delinquent in their payments", depending on the specific context.
What are the consequences of being overdue on payments?
Consequences can include late fees, increased interest rates, damage to credit score, and potential legal action from the creditor.
How can I avoid being overdue on my payments?
Set up payment reminders, automate bill payments, and ensure you have sufficient funds available in your account before the due date.
Editing plus AI, all in one place.
Stop switching between tools. Your AI writing partner for everything—polishing proposals, crafting emails, finding the right tone.
Table of contents
Usage summary
Human-verified examples
Expert writing tips
Linguistic context
Ludwig's wrap-up
Alternative expressions
FAQs
Source & Trust
84%
Authority and reliability
4.1/5
Expert rating
Real-world application tested