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One suggestion is that commuters could apply for a card that allows them to prepay for parking.
The program gives members points when they do things like apply for a card and get others to sign up.
Each time you apply for a card and are turned down, a note is made on your credit reference file.
However, even if you opt out, card issuers can still get your name from other sources and send you invitations to apply for a card.
I pulled out my British credit card quickly, embarrassed at a rejection I had not even asked for (she had urged me to apply for a card to get a discount on that day's purchases).
Under the law, state residents who have a "debilitating medical condition," including cancer, glaucoma, AIDS or severe cramping or other pains, can apply for a card, which allows them to grow or possess small amounts for a fee of $150.
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The vast majority of people find applying for a card trouble free.
Still, a consumer is at a disadvantage when applying for a card without knowing its exact terms.
Direct Line said it was cutting through the bureaucracy which traditionally hampers those applying for a card.
Applying for a card is simple – applications can be made in a bank branch, on the phone, online or by post.
In February, he pleaded guilty to Social Security fraud, acknowledging that he had made false statements when he applied for a card.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com