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Ms. Ventura, who delivers food to patients at Roosevelt, used $1,800 — all of her savings — to chip away at her sister's apartment debt, before turning to Catholic Charities Archdiocese of New York, one of the agencies supported by The New York Times Neediest Cases Fund.
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There are faithful retainers, lavishly decorated apartments, mounting debts and endless creditors.
"Then, after I had moved and got firmly stuck in this apartment with this debt, I was told I'd have to work in support for an entire year before I would be able to move to a different department".
There are at least 90,000 apartments burdened with debt but not in immediate danger of collapse.
Yet she produced her own CD's, works out of her one-bedroom apartment, carries $15,000 of debt on her credit cards and still wonders how she will ever make a name for herself outside New York.
Sometimes, when the phone does ring in her cramped studio apartment, it's a debt-collection agency calling.
Matthew Hall, a spokesman for Millennium, said the availability of luxury hotel services enhanced the value of the condominiums on the upper floors of the building, while the sales of the apartments reduced the overall debt of the project, enabling the hotel to operate profitably.
Her social worker helps her search for a permanent apartment and manage her debts.
Many came from China or Southeast Asian countries with no intention of becoming prostitutes, but now work out of massage parlors or apartments to pay debts, said ManChui Leung, an outreach director at the planning council.
I still have debt, a messy apartment, deadlines that come and go without my meeting them.
The idea of living in a studio apartment, oppressed by student loan debt, for the rest of my life.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com