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"Obviously, I wish we didn't have to do any surcharge," he said, "but not to do anything would create future financial problems".
Smokers under 40 were even more prone to go uninsured rather than buy health insurance with any surcharge, the study found.
Although the Affordable Care Act permits insurers to charge tobacco users up to 50percentt more than nonsmokers, most states have established lower maximum surcharges, and insurers are not required to assess the full amount or any surcharge at all.
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Under the new rules traders are expected to ensure any surcharges are representative of the actual processing cost involved, which can be as little as 10p to 20p per transaction.
A spokeswoman for the group, Beth Miller, said "our goal has always been to be transparent" and welfare recipients are notified of any surcharges as they're making a withdrawal.
Ask if there are any surcharges.
But a European Union official, who spoke on condition of anonymity because the deal had not yet been formally approved, said the two sides had agreed to a minimum price of 0.56 euros per watt (74 cents), which would base any potential surcharge on the amount of electricity generated by each imported panel.
— which effectively means merchants cannot add a surcharge to any transaction.
For their part, the credit card companies say that few merchants will want to apply a surcharge in any event.
Factor in the tampon tax and the pay gap (19.1% across all workers in the UK) and it becomes clear that, whenever they reach a till, women are effectively paying three times, once in their salaries, once in their spending, and once in a surcharge on any women-directed products in their shopping baskets.
Shouldn't we really be calling any tax increase something like a "surcharge" or "contributions in lieu of military service" or, if we have to use the word "tax", a "war tax"?
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com