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Even though consumers might slow down their spending, they may start charging more necessities, which would add to Visa's fee revenues.
These and many more necessities are government-funded programs.
Avoid taking more necessities or clothes than you need, especially if you will have access to laundering facilities at your destination or friends and relatives who will be happy to loan you additional clothes, items, and gadgets.
"More and more, necessity is a driver.
Free food, they said, was more necessity than luxury.
And figuring out the next chapter is more necessity than luxury.
Shopping online is more necessity than convenience, though a two-hour jaunt to Memphis is common.
For the earliest executive funerals, the choice to travel by train was more necessity than nostalgia.
"Purchases are more necessity-based at this time of year," said Stephanie Gooch, product process manager for Best Buy.
There is one more necessity: Brown should say he would not expect to be prime minister in a government where Labour had come third.
All of this turns working out from a healthy thing you might do twice a week into a Way of Life, where $120 leggings are more necessity than extravagance.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com