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The phrase "and has already repaid" is correct and usable in written English.
It can be used when discussing a situation where someone has returned a loan or debt before a specified time or condition.
Example: "She borrowed money from her friend and has already repaid the full amount."
Alternatives: "and has paid back" or "and has settled the debt."
Exact(3)
Lord Bhatia was sidelined for eight months and has already repaid more than £27,000.
Paul faces a four-month suspension and has already repaid £41,982.
He faces an eight month suspension and has already repaid £27,446.
Similar(57)
He has already repaid £9,000, and said on November 6th that he will repay the rest.
G.M. has already repaid a $6.7 billion loan and it is talking about going public in the fourth quarter, a move that would give the government a way to slowly sell its majority stake in the company's stock.
Mr. Obama has already repaid him by appearing in a promo for the new show.
His firm has already repaid the $10bn that it took from US rescue funds in 2008.
He has already repaid €20m to the bank, where he worked for 33 years.
The company has already repaid about $6.7 billion in loans, but most of the rest was converted into equity and can be repaid only by selling those shares.
As part of a plea agreement with the government, he agreed to pay $4.8 million in restitution; he has already repaid the rest of the money to the banks.
Reimbursement is not necessary, Cooper-Dyke said, understanding as much as anyone that Paris has already repaid her scholarship many times over.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com