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"We've tried to respond with speed and clarity" to lower expenses, Mr. Peek told investors and analysts in a Web broadcast.
The chief financial officer, Greg Hayes, told investors and analysts in a conference call that the company was confident earnings would rise in 2010.
"It is fair to say that Chrysler is firing on all cylinders," Sergio Marchionne, the notoriously conservative chief executive of both Fiat and Chrysler, told reporters and analysts in a conference call.
"In a lot of ways, the fourth quarter wound up a year that we are just as happy to put behind us," L. Phillip Humann, the chief executive, told investors and analysts in a conference call.
And the United States attorney in Brooklyn, Mr. Campbell, is examining statements made to investors and analysts in a Sept. 10 conference call discussing Lehman's financial position and its plans for survival.
Bad loans are expected to total $800 million to $900 million this quarter, with the bank most worried about loans to utilities and, to a lesser degree, telecommunications, media, airlines and Latin America, Mr. Hance told investors and analysts in a conference call.
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