The phrase "an essential benefit" is correct and usable in written English.
It can be used when discussing something that is crucial or necessary for a particular purpose or outcome.
Example: "Access to clean water is an essential benefit for maintaining public health."
Alternatives: "a vital advantage" or "a crucial benefit".
It is an essential benefit is often used to supplement other support.
But pressure is intensifying on insurers under the Affordable Care Act, which includes mental heath care as an essential benefit, because they are already trying to keep the premiums they charge for plans on the new state marketplaces as low as possible.
The ACA, for example, included mental health treatment as an essential benefit required to be offered by health plans.
Under the Republican AHCA plan, states would be allowed to remove maternity care as an essential benefit in insurance coverage. .
The Affordable Care Act required everyone to have insurance and mandated that mental health coverage be included as an essential benefit.
In determining what would qualify as an essential benefit, the law requires that the scope of standard benefits should equal that of a "typical employer plan".
Some states have declined to choose an essential benefits package, saying that the law does not give them enough latitude.
Under the House bill, for example, most insurers would have to provide an "essential benefits package" specified by the health and human services secretary, who would receive recommendations from a federal advisory committee.
Mr. Bodaken, who plans to spell out his ideas in a speech tonight at the Commonwealth Club, a public affairs forum, in San Francisco, said his plan would call for "an essential benefits package, designed by independent medical professionals, that would guarantee preventive care, physician services, hospital care and prescription drugs".
It had to include all essential benefits, including mental health and prescription coverage.
Working in such close proximity to others was a key and essential benefit for Lyn who says, "FIRST meant everything to me actually (and I could tell she meant this)... it's like being home for me... a family..
