You rejected that, which made the bank hesitate about an electronic transfer.
No cash moves across a border or through an electronic transfer system, the places where authorities are most likely to spot or record the transaction.
The program is outlined on a state Web site, www.nystaxamnesty.com, where taxpayers can settle balances with an electronic transfer or with a credit card.
At some point, court papers said, there was an electronic transfer of funds to accounts situated and administered in Manhattan, which Mr. Morgenthau's office argued gave him jurisdiction.
Consulting firms have estimated that it costs companies and the government $1 to $2 to issue a check, versus less than 40 cents for an electronic transfer.
To the government or to an employer, making a direct deposit to the card is often indistinguishable from an electronic transfer to a checking account.
They allow the lenders to automatically withdraw monthly loan payments from borrowers' checking accounts through an electronic transfer system known as A.C.H., or Automated Clearing House.
The actual reimbursement comes through an electronic transfer from Nairobi to an account the merchants set up in a bank in Dhobley.
(And online banking is not altogether high-tech: banks often make bill payments for the customer by putting an old-fashioned check in the mail because the recipient cannot accept an electronic transfer).
She has used her card to buy plane tickets and reserve a hotel room, and now has the value of her paycheck added to the card through an electronic transfer, using the card's routing number.
To illustrate the importance of this concept, consider the simple example of an electronic transfer of funds (say $5) from bank account A to account B. The operation that deducts $5 from account A leaves the database inconsistent in that the total over all accounts is $5 short.
