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I also think that you need an adviser to go through your finances with you because you might be entitled to more benefits.
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So you understand the benefit for an adviser to going independent, you need to understand how they are paid -- they keep approximately 90% of whatever commissions are generated.
"Mayor Ferguson must tell his advisers to go back to the drawing board and start again," Mr Martin said.
If an adviser chooses to go with ByAllAccounts, he pays an annual fee of around $1,000, depending on the number of accounts, number of custodians and types of accounts.
In the same way, Mr. Sperling, unlike the less-than-diplomatic Mr. Summers, is known to be politically sophisticated, a policy nerd with long experience as an adviser to Democratic politicians going back to Mario M. Cuomo.
"You don't want to be the only guy to go back," an adviser to one campaign said, "but if one goes back, I think they all go back".
"We do hugs, not handshakes," laughs Lipp, who left Travelers in 2005 to become an adviser to Dimon at JPMorgan before going off to Stone Point Capital, a private equity firm.
If you can't go to an adviser, go to a friend or guardian.
I was an adviser to the Carlyle Group before I went to Washington as well.
And so Ms. Trump's decision to take an official White House position, even an unpaid one, as an adviser to her father was always going to be problematic.
Similarly, Sam Altman, the president of Y Combinator, an influential startup incubator, wrote a series of tweets simultaneously attacking Trump for being "abusive, erratic... unfit to be President" and also defending his decision to keep Thiel as an adviser to Y Combinator; "YC is not going to fire someone for supporting a major party nominee".
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