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The housing boom was driven by ample loans and low interest rates, loose lending standards, securitization of mortgages, government programs encouraging home ownership and the conviction that house prices never decline.
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Most schools and many students have banked on students' being able to pay back enormous loans with ample salaries, but that flawed model is irretrievably broken.
In this case, it's clear to see that the ample availability of student loans did influence the hike in tuition.
"Many of them have ample capital, will see loan and credit losses peak this year, yet trade below tangible book value and therefore with a negative deposit premium.
African-Americans and Latinos have disproportionately been affected by the home foreclosure crisis, with ample studies showing these communities were steered to subprime loans when they qualified for prime rate loans.
By harping on, making ample use of that whacking great loudhailer loaned to them by the media, the pair – and others who should know better – have distorted reality.
While the bank has "ample" excess capital, net charge-offs and loan loss provisions are expected to rise over the next few quarters, said Beth A. Messmore, a bank analyst with Merrill Lynch.
But for most ARM borrowers whose house values rose sharply in recent years, there is ample fiscal room to switch to a loan with higher interest but lower angst.
The plan provides ample incentives, including payments to servicers who successfully modify loans and, in some cases, payments to mortgage investors who agree to modifications.
Moreover, Mr. Azis of the development bank said, banks in Asia have ample liquidity and could help fill financing shortfalls caused by a withdrawal of loans from European banks in the region.
With the proliferation of no-doc mortgages, interest-only loans and a dizzying array of new financial instruments, there is ample proof that America remains in the broadest sense what Hezekiah Niles once described as "a nation of counterfeiters".
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com