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Fees, which generally are 1percenttoto 2percentt of the total loan amount, are inescapable.
This year around the same amount are expected to begin their studies across the country.
And society makes them pay; 60% will live in poverty despite the fact that nearly the same amount are working.
Despite the huge number of smugglers who get away, a growing amount are ending up in the region's jails.
"Loans with fees exceeding 10percentt of the loan amount are not at all that uncommon," she said.
Government rules say that "contracts in this dollar amount are 'reserved exclusively for small-business concerns,'" the report said.
It costs the fund $1,036 to provide a summer camp vacation for a child, but donations of any amount are welcome.
It has a margin of sampling error of plus or minus three percentage points, so differences of less than that amount are statistically insignificant.
In those cases, the fees they get from lenders — typically 1percentt or 2percentt of the loan amount — are fully justified.
Unfortunately, sums above this amount are not covered by the compensation schemes and you would have to join the queue with other creditors.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com