amortised

USAGE SUMMARY

The phrase "amortised" is correct and usable in written English.
It is typically used in financial contexts to describe the gradual reduction of a debt or the allocation of an expense over time. Example: "The loan will be amortised over a period of 15 years, allowing for manageable monthly payments."

✓ Grammatically correct

News & Media

Formal & Business

Human-verified examples from authoritative sources

Exact Expressions

14 human-written examples

The transfer fee can thus be amortised over its course, so the hit to Real's bottom line is more like €20m a year.

The Economist

This charge is amortised over a relatively short period, which depresses profits.

The Economist

Also still under negotiation is an increase in the price Brazil pays for Bolivian gas from the present $4.20 per million BTUs.Petrobras has largely amortised its investment in the gasfields and has "very good cash flow" from them, says Mr Gabrielli.

The Economist

For accounting purposes, the fees need to be amortised over the length of the players' contract.

Independent

Because City will not be allowed to clear that in one go, the £250m will have to be amortised (spread out) over five years.

Independent

Amortised over 24 years - and who would not remain in such a glorious dwelling for ever? - this private stamp duty, Ephron calculated, amounted to the equivalent of one cappuccino per day.

The Guardian - Books

Human-verified similar examples from authoritative sources

Similar Expressions

12 human-written examples

The novelty went beyond price: Free allows free phone calls to over 100 countries and does not lock users into long-term contracts by throwing in subsidised handsets that take ages to amortise.In two and a half years, Free has picked up 13% of the mobile market.

The Economist

Nearly all banks now offer floating-rate loans, charge low fees and amortise a mortgage's principal every month rather than once a year though that is something the market leader, HDFC, has yet to do.Bad loans, however, are made in good times.

The Economist

A newspaper is a bundle of goods and revenue streams brought together to amortise the cost of a printing press, and to pay for newsprint and a distribution network.

The Economist

The shuttle's engines and the tiles that protect it from the heat of re-entry proved expensive to maintain, and divvying up work among different contractors added to the costs.Engineers told Congress that shuttle missions might fly up to once a week, allowing NASA to amortise its development costs over lots of launches; in the event there have been only a handful each year.

The Economist

They can also amortise their unfunded liabilities over 30 years.

The Economist

Expert writing Tips

Best practice

When discussing financial matters, use "amortised" to convey a gradual reduction of debt or asset value over a specified period, especially in formal contexts. For example, "The mortgage is amortised over 30 years."

Common error

Avoid using "amortised" interchangeably with depreciation. "Amortised" is generally used for intangible assets and debts, while depreciation is for tangible assets. Using the correct term ensures clarity and precision in financial reporting.

Linguistic Context

The primary grammatical function of "amortised" is as the past participle of the verb amortise. It is used to describe something that has been gradually reduced or written off over a period, particularly in financial contexts, such as in the examples provided by Ludwig.

Expression frequency: Uncommon

Frequent in

News & Media

67%

Formal & Business

33%

Science

0%

Less common in

Academia

0%

Wiki

0%

Encyclopedias

0%

Ludwig's WRAP-UP

In summary, "amortised" functions as the past participle of amortise, indicating the gradual reduction of a debt or asset value over time. As Ludwig AI confirms, the term is grammatically correct and predominantly used in formal contexts, especially in financial discussions, with sources like The Economist and The Guardian frequently employing it. When writing, remember that "amortised" applies to intangible assets and debts, while depreciation is used for tangible assets. Understanding the term's appropriate usage ensures clarity and precision in financial communication. Related phrases include "spread out over time" and "allocated over a period", which can be used as alternatives depending on the specific context.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

spread out over time

Focuses on the distribution of cost over a duration, simplifying the concept of amortization.

allocated over a period

Emphasizes the assignment of expenses across specific intervals, providing a broader financial perspective.

written off gradually

Highlights the progressive reduction of an asset's value on financial statements.

depreciated over its life

Specifically refers to the decrease in value of an asset due to wear and tear or obsolescence.

paid off in installments

Focuses on the repayment of a debt through regular payments over time.

liquidated progressively

Suggests a gradual conversion of assets into cash, often to settle debts.

extinguished incrementally

Implies a step-by-step reduction of a liability or obligation.

systematically reduced

Indicates a structured and regular decrease in value or debt.

periodically expensed

Highlights the accounting treatment of costs as expenses in specific time periods.

distributed proportionally

Emphasizes the even allocation of costs or resources across different areas.

FAQs

What does "amortised" mean in financial terms?

In finance, "amortised" refers to the process of gradually writing off the initial cost of an asset or reducing a debt over a period of time. It's similar to how a mortgage is paid off over many years through regular payments.

How can I use "amortised" in a sentence?

You might say, "The company "amortised the cost" of the new software over five years" or "The loan is "amortised over 30 years"." These examples show how the expense or debt is spread out over time.

Is there a difference between "amortised" and "depreciated"?

"Amortised" and "depreciated" are similar concepts, but they apply to different types of assets. "Amortised" typically refers to intangible assets, such as patents or goodwill, while "depreciated" refers to tangible assets, such as equipment or buildings.

What are some synonyms for "amortised" in accounting?

Depending on the context, you can use synonyms like "spread out", "allocated", or "written off" to describe how costs or debts are gradually reduced over time.