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Discover LudwigThe phrase "am covered" is correct and usable in written English.
It can be used to indicate that someone is protected, included, or has sufficient resources in a particular context.
Example: "As long as I have my insurance, I know I am covered in case of an emergency."
Alternatives: "I am protected" or "I am insured."
Dictionary
am covered
verb
To place something over or upon, as to conceal or protect.
Exact(34)
"I am covered".
I am covered in dog.
But I think I am covered".
I am covered in mosquito bites". Verily, history will need to know this.
"I am covered, as if on the North Pole," Denis told me, pointing at her coat.
I am covered in bodily fluids you have never even thought of.
Similar(26)
(1) If I am "covered" (i.e., subject to pay restrictions) under TARP in 2009, will I continue to be covered in 2010?
Shops were covered.
It's covered.
What drinks are covered?
Only lenders are covered.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com