Doug Lockwood, vice president for shareholder education at American Century Investments in Kansas City, Mo., said his company's recommended asset allocation for moderate investors was now 30percentt bond funds, 60percentt stock funds and 10percentt cash or equivalents.
I have been keeping my IRA portfolio in what my financial adviser calls a model allocation for moderate risk, with just under 60% in equities.
According to the report, Unfair Shares, researchers determined that after controlling for population size, Bay Area housing allocations for moderate- and low-income residents are correlated with the sizes of the cities' white populations.
But if we consider a hypothetical client with a balanced or moderate allocation, their equity allocation would be something close to 50% - 60% -- and roughly 70% of that equity allocation would be in U.S. equities.
Morningstar Inc. recently tried to help investors by creating two new categories, moderate allocation and conservative allocation.
The scale of the void scrambles my moderate allocation of manliness.
When the period ended on March 31, Vanguard 500 Index had a 226percentt cumulative pretax return, versus 156percentt for Markman Moderate Allocation.
Categories like domestic large cap, intermediate bond and moderate allocation funds have a great number of low-cost alternatives.
Mr. Markman said he had realized the foolishness of comparing Vanguard's S.& P. index fund to Markman Moderate Allocation, a portfolio that averaged about 25percentt combined in bonds and cash over the five years.
Mr. Markman had been "taking shots at the foolishness of indexing for years," said Mr. Bogle, who saw an opportunity to prove him wrong when Markman Capital opened Moderate Allocation and two other funds on Feb. 1, 1995.
