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So everybody's asset allocation got really messed up".
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Northup, PG, and Berg, CL. "Hepatocellular carcinoma and model for end-stage liver disease exceptions: The more we understand, the more challenging the allocation gets". Liver Transplantation 18, no. 4 (2012): 381-383.
Those allocations have gotten smaller as drought has swept the West over the past 14 years.
So look at the allocation they got.
A 10-year-old Pennsylvania girl who had a double lung transplant amid a debate over the organ allocation process got a second transplant after the first one failed and is now taking some breaths on her own, the parents of the girl, Sarah Murnaghan, said Friday.
The cash may come from interest or dividends and may be considered temporary, it may be a result of a short-term asset allocation decisions, or it could be a strategic allocation to get exposure to fluctuating money market rates.
But they are asking that they return to a normal asset allocation and get back to being broadly diversified.
Most important, the report calls for a clear separation between decisions on conservation (how may fish should be caught) and decisions on allocation (who gets to catch them).
Here's an excellent primer on asset allocation to get you started.
"It was a way of improving our capital allocation by getting Pfizer's earnings stream into a competitive tax environment," Read says.
A lot of the advisor material focused on taking advantage of proper tax planning, determining the right asset allocation and getting the right type of insurance.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com