Lesson: You are probably better off choosing a well-thought-out allocation and sticking with it whether you just buy and hold or rebalance occasionally.
But if you don't trust yourself to make an allocation decision and stick to it, a target fund is not a bad idea.
One advantage of using a good adviser is that he or she will establish a sensible asset allocation and then stick to it in good times and bad.
Determine an allocation appropriate for you and stick with it.
Most investors favor mutual funds that concentrate on stocks and stick with their asset allocation even when the market drops.
A written plan will help you tune out the market's recent bullishness and stick to your long-term allocation by selling winners until you're back on track.
Molmil currently supports VDW, ball-and-stick, stick, Cα-trace, tube, cartoon, rocket and coarse surface representations.
Molecular representations include ball-and-stick, stick, van der Waals spheres (CPK), wireframe, and line.
For most people, he recommends a very basic approach: use index funds, exchange-traded funds and other low-cost instruments, and stick to your long-term asset allocation — even when the markets are in tumult.
