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Discover Ludwig"agency problem" is a correct and usable phrase in written English.
It is typically used in the field of business and economics to refer to conflicts of interest between a company's management and its shareholders. Example: The new CEO was hired to address the agency problem that had been plaguing the company for years, causing a decline in shareholder value.
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Individuals cannot.This creates an agency problem.
We have a serious agency problem.
Fair-value accounting gets around this agency problem.
In theory, there are a few remedies for the agency problem.
In aggregate, this reduces investors' returns.Small investors face a "double agency" problem.
Whether it was an agency problem in the banking system itself.
Indeed, the greater the paperwork, the more offputting pensions become.There is also an agency problem at work.
One of the issues Mr Cable is referring to is the "agency problem" - that managers do not act in the best interest of shareholders.
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Here are a couple of good background studies of the rating-agency problem by Frank Partnoy of the University of San Diego, as well as an older paper (with the great title "The Siskel and Ebert of Financial Markets") that calls, as my column does, for eliminating the regulatory dependence on credit ratings.
Gramm's book focusses on eight investor's letters that sum up some of the great agency-problem battles in the history of American business.
At the heart of the Financial Services Authority's Combined Code is the assumption that the central issue of corporate governance is the 'agency problem' - how to get managers and directors to act like owners.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com