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The phrase "affect our credit" is correct and usable in written English.
It can be used when discussing how certain actions or events may influence one's credit score or creditworthiness.
Example: "Late payments on loans can significantly affect our credit and make it harder to secure future financing."
Alternatives: "impact our credit" or "influence our credit."
Exact(2)
Would it affect our credit rating?
Little did we know, we had just experienced something that would affect our credit for the next seven years and prevent us from buying a home.
Similar(57)
What about when our existing paranoia over how one late payment affects our credit spills over into paranoia over how one errant tweet or photo or comment might give our Whuffie a hit?
Just be aware that it may affect your credit utilization rate, which could hurt your score.
Other people who have lived at your address previously will not affect your credit score.
Mr. Sun says the information isn't a comprehensive credit report, and accessing it doesn't affect your credit score.
The good news is that these do not leave any footprints that can affect your credit scoring.
A "soft" inquiry means it isn't shared with other creditors and doesn't affect your credit score.
This week's Your Money column delves into the problem of medical billing errors and how that can affect your credit.
(The preapproval process instead typically relies on "soft pulls," initial credit checks that don't affect your credit score or become a part of your public credit report).
Errors that affect your credit rating can creep in.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com