Money to the drug advice service "Frank" was cut substantially when the coalition imposed its cuts in 2010.
The lowest fees for civil and family law advice will all be cut by 10%, leading to fears many solicitors will no longer believe the work is worth their time.
Benefits are being cut, advice and advocacy services savaged, housing support diminished, and mental health and social care services more tightly rationed.
However, with demand for advice growing, and funds being cut, the most needy clients will inevitably miss out on specialised guidance.
And, as funding for careers advice in schools has been cut, there's a real lack of information about those that do exist.
Meanwhile, the administration deflected secret calls for far stronger action from some Arab leaders, like King Abdullah of Saudi Arabia, whose advice was to "cut off the head of the snake".
A further £23m is being cut in advice on housing and debt cases.
The Rt Rev Michael Colclough said legal advice had dictated that contact should be cut as long as court action remained a possibility, which was "frustrating" for the cathedral.
Mr. Town, who's previous book, "Rule #1," was a best seller, criticizes mutual fund companies as charging too much, pointing out that if you are earning 8 percent a year on your actively managed funds and your investment company is charging you 2 percent for its advice and service, your return as been cut by one-fourth.
"Our advice is to cut back for three months before applying for a mortgage: pay off debts and simply spend less.
