The phrase "adverse selection of a" is correct and usable in written English.
It can be used in contexts related to economics, insurance, or any situation where there is a disparity in information between parties, leading to suboptimal outcomes.
Example: "The adverse selection of a health insurance policy can lead to higher costs for insurers and fewer options for consumers."
Alternatives: "negative selection of a" or "unfavorable selection of a".
The presence of asymmetric information often leads to an adverse selection of partners in an open innovation activity, which in turn has certain effects when making well-informed decisions.
Using the example of a secondhand-car market, he demonstrated that this could lead to "adverse selection" of poor-quality products, such as a defective car known as a "lemon".
Autor (2001) further points to adverse selection of job applicants (applying for a job is cheap and easy; therefore, job seekers apply for many jobs, for which they could be over- or underqualified).
There has long been concern that an "adverse selection" of risks remain in the traditional fee-for-service (FFS) sector, since beneficiaries with low costs may leave the FFS sector and join the HMOs.
(The payments have risen slightly or are computed differently as costs have escalated Yeshasvini has an "adverse selection" of illness-prone members even with the large numbers cushion but the price tag remains at less than $3 a year per patient).
Premiums will rise next year as a result of the adverse selection of older, and probably less healthy consumers.
Tekcapital mitigates adverse selection of available IP with our global network, selecting the most promising university IP candidates for commercialization.
The authors further conclude that a restrictive migration policy often prevents the adverse selection of migrants.
As long as banks do not offer loans absurdly cheaply, they will avoid "adverse selection" of customers, says Aditya Puri, who heads HDFC Bank.Default rates on bank retail loans, at 2.5%, are not yet alarming.
Her PhD dissertation focused on the adverse selection of government-operated insurance schemes, using panel data collected from household surveys.
