And merchants have quietly been adopting Card Case in droves.
Richard Goodall from retail IT specialist PCMS said relatively few US stores have adopted card processing standards, known as PCI DSS, that are designed to ensure organisations do a good job of securing payment information and make "in-flight" data capture harder to carry out.
Notifications adopt a card-like appearance on the lock screen, and the design is also used to deliver Google Search results and to switch from one app to another when multitasking.
Cities are adopting smart card systems.
Although most of the 5,000 employers that so far have adopted the card are small, MBI does have some high-profile customers, including Krispy Kreme Doughnuts, eBay, BellSouth and Staples.
UNICEF and its partners have adopted the card as a symbol of the national advocacy campaign, elements of which will be visible through the MXit contact.
The challenge in the United States, he says, is to convince issuing banks, along with merchants and card processors, to move together in adopting smart-card technology.
The research result supported the recommended process for teachers to adopt the trading card game in their courses.
The "Findings and recommendations" section lists the findings of the experiment and proposes some recommendations for teachers who would like to adopt the trading card game in their courses.
But no matter how many companies adopt the debit card, the biggest deterrent to FSA use probably isn't the paperwork but the threat that money will be forfeited at year's end.
