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Ms. Bloom, 54, said goodbye in May to her writing students at Yale, found a small apartment in West Hollywood and added credits for creating, writing and producing "State of Mind" to her résumé.
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But she added: "Credit is never terminal.
It has also added credit risk experts and beefed up its collection efforts.
She added: "Credit to … Snowden and [Glenn] Greenwald and the Guardian.
But to that list he could have added credit-rating agencies like Standard & Poor's and Moody's.
The Safe Checking project first analyzed bank disclosures in detail last year, and added credit unions to the report this year.
Wolfson added: "Credit availability remains very tight for business and consumers alike … credit conditions are unlikely to ease".
Most recently, it added credit reporting as a category, and is working to add others including payday loans and debt collection.
Washington is among the states that give added credit in the admissions process to students who come from poor families or excel at troubled schools.
Bank One said today that its second-quarter profit rose 27percentt as it added credit card customers and as fees from deposits and credit cards jumped.
In addition, after the rash of accounting scandals in 2002, many companies added credit reports to improve their background checks and raise their hiring standards.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com