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But these figures don't take into account rising prices, which eat away at purchasing power.
When people turn their pension savings into annuities, the insurer unlike state pension systems takes into account rising life expectancy.
Starting this year, they can put 1% of their pay into a private account, rising to 4% in 2008; but so far the take-up has been slow.
Barclays' range of current accounts all have interest-free arranged overdrafts starting at £200 for the standard account rising to £1,000 for the premier account, which has a £10 monthly fee.
The opposition leader, David Cameron, said Mr. Darling had failed to take into account rising inflation and had not offered relief to those squeezed by higher borrowing and living costs.
The report also said that in most European countries, the pension system fails to take into account rising divorce rates and growing numbers of female workers as well as the increase in part-time and self-employed workers.
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Principal-transactions revenue, which includes trading for the firm's own account, rose 87percentt from a year earlier, to $705 million.
The Philadelphia semiconductor index, which has already taken the slumping sales largely into account, rose $4.21, to $670.65.
Figures from the Office for National Statistics showed that real household disposable income, which measures spending power after inflation, tax and state benefits have been taken into account, rose at an annual rate of 3.7% in the second quarter of 2015.
The average minimum balance required to open an account rose $6.74 to $400.45, the report found.
For example, RateSetter was this week paying 3.3% on one-month accounts, rising to 5.9% on money put away for five years.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com