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The insurable balance on a bank account rises by $250,000 for every person — spouse, child, whoever — whose name is on it as a holder or beneficiary.
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But these figures don't take into account rising prices, which eat away at purchasing power.
When people turn their pension savings into annuities, the insurer unlike state pension systems takes into account rising life expectancy.
Principal-transactions revenue, which includes trading for the firm's own account, rose 87percentt from a year earlier, to $705 million.
The Philadelphia semiconductor index, which has already taken the slumping sales largely into account, rose $4.21, to $670.65.
Starting this year, they can put 1% of their pay into a private account, rising to 4% in 2008; but so far the take-up has been slow.
Barclays' range of current accounts all have interest-free arranged overdrafts starting at £200 for the standard account rising to £1,000 for the premier account, which has a £10 monthly fee.
The opposition leader, David Cameron, said Mr. Darling had failed to take into account rising inflation and had not offered relief to those squeezed by higher borrowing and living costs.
The report also said that in most European countries, the pension system fails to take into account rising divorce rates and growing numbers of female workers as well as the increase in part-time and self-employed workers.
Figures from the Office for National Statistics showed that real household disposable income, which measures spending power after inflation, tax and state benefits have been taken into account, rose at an annual rate of 3.7% in the second quarter of 2015.
That total is on par with the Pixar megahits "The Incredibles" and "Finding Nemo," though such comparisons do not take into account rising ticket prices and premium tickets for 3-D screenings.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com