account balance

USAGE SUMMARY

"account balance" is correct and usable in written English.
You can use it when referring to the amount of money remaining in a person's account. For example, "I checked my account balance online and found that I had enough money to buy the new computer."

✓ Grammatically correct

News & Media

Academia

Human-verified examples from authoritative sources

Exact Expressions

60 human-written examples

You're calling to check your account balance.

The New York Times - Tech

Our account balance on Jan . 1was $187,154.

The New York Times

You student account balance cannot be paid by credit card.

Harvard University

ensuring that account balance reconciliations contain adequate supporting documentation.

Stanford University

developing and maintaining desk procedures for account balance reconciliations.

Stanford University

What are the trade deficit, the current account balance, and the capital account balance, and how are they linked?

Princeton University

The bank required real-time account balance information to enforce minimum account balance rules across a customer's multiple accounts.

Massachusetts Institute of Technology

The amount is usually taken off your account balance immediately.

Independent

Affected customers either had their loan account balance reduced or were sent a cash refund.

The Guardian - Business

In the case of Northern Rock, many customers had their loan account balance reduced.

The Guardian - Money

The average 403(b) account balance hit a record $85,500.

The Washington Post

Expert writing Tips

Best practice

When discussing financial matters, specify the type of "account balance" (e.g., checking, savings, retirement) for clarity.

Common error

Avoid using "account balance" when you actually mean "credit limit". The "account balance" is the amount of money you have, while the credit limit is the maximum amount you can borrow.

Linguistic Context

The phrase "account balance" functions as a noun phrase that typically serves as the object of a verb or the complement of a preposition. As illustrated by Ludwig, it denotes the current monetary value held within a specific account.

Expression frequency: Very common

Frequent in

News & Media

33%

Academia

25%

Wiki

8%

Less common in

Formal & Business

7%

Science

0%

Reference

0%

Ludwig's WRAP-UP

The phrase "account balance" refers to the amount of money available in an account. As Ludwig AI confirms, it's grammatically correct and widely used. It appears most frequently in News & Media and Academic contexts, demonstrating its relevance across various sectors. While generally neutral to professional, its formality can shift based on the context. To ensure clarity, specify the type of account when possible. Be careful not to confuse "account balance" with similar terms like "credit limit". Understanding these nuances will improve clarity in both financial discussions and written communications.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

available balance

Specifies that the balance is currently accessible for use.

balance in account

Reorders the words while maintaining the core meaning.

current funds

Highlights the money presently in the account.

funds available

Focuses on the availability of money, implying the balance.

credit balance

Specifically refers to the balance in a credit account.

cash on hand

Describes the cash readily available, affecting the account balance.

monetary reserves

Emphasizes the money held in reserve, which contributes to the balance.

financial standing

Broadly describes one's financial status, including account balances.

capital reserves

Refers to the funds set aside for future use. It changes the register from general to formal.

fiscal position

The overall state of one's finances, inclusive of current balance and other assets.

FAQs

How can I check my "account balance"?

You can typically check your "account balance" online, through a mobile app, by phone, or at an ATM. Contact your financial institution for specific instructions.

What's the difference between "account balance" and "available balance"?

The "account balance" is the total amount of money in your account. The "available balance" is the amount you can access, which may be less if there are pending transactions or holds.

What if my "account balance" is negative?

A negative "account balance" means you've overdrawn your account. Contact your bank immediately to address the overdraft and avoid further fees. They may offer solutions like a line of credit or overdraft protection.

Are there fees associated with a low "account balance"?

Yes, many banks charge fees if your "account balance" falls below a certain minimum. Check your account terms to understand these fees and how to avoid them.