The phrase "access mortgage" is correct and usable in written English.
It can be used when referring to the ability to obtain or utilize a mortgage for purchasing property or refinancing.
Example: "To buy our new home, we need to access mortgage options that suit our financial situation."
Alternatives: "obtain a mortgage" or "secure a mortgage."
Households that might previously have been able to take advantage of a shared ownership product are now struggling to access mortgage finance.
Colin Fyfe, chief executive of Darlington Building Society, insists that the MMR should not affect home-based businesses or their ability to access mortgage funds, providing the lender's normal lending criteria is satisfactorily met and the loan is affordable.
The decrease in the upfront premium, welcome though it might seem to some customers, does little to offset the effects of the monthly increase, which Andre Harriott, the president of the Access Mortgage Corporation in New Haven, Conn., called "really pretty hefty".
We have a tax regime which favours owners, who are likely to be older, and a regulatory bias that rewards buy-to-let landlords with interest-only mortgages – obtained by people who have already generated wealth to invest through the housing market – while it is predominantly young people who still cannot access mortgage finance without prohibitively large deposits: The real issue is about choice.
Singling out the fact that federal student loans feature flexible repayment plans and loan modifications, the nation's top financial experts said that "high student-debt burdens may dampen consumption and could impact household demand for housing purchases in coming years, as heavily indebted and delinquent borrowers may be less able to access mortgage credit".
Before the financial crisis, first-time buyers were able to access mortgages of as much as 125%, and loans for buyers with only small deposits were widely available.
Tenants have been squeezed by rising prices as those unable to access mortgages or raise the sums needed to buy a property have found themselves trapped in rented housing for longer, driving up demand for homes.
The Friday lawsuit claims that the system led to fraudulent foreclosures, undermined the state's process for reviewing foreclosure cases and made it difficult for homeowners to access mortgage-related documents, said Schneiderman in the press statement.
Our main hypotheses are that the impact of parental homeownership on the likelihood and timing of an adult child's entry into homeownership is less strong in contexts where homeownership is more accessible (in terms of affordability and access to mortgage credit), where renting is a feasible alternative to owning, and where the family matters less for the provision of welfare and housing.
But ministers retort that while fewer than half the people in the UK can access such mortgage deal, the Green deal loans are accessible to over 80% and are competitive for an unsecured loan.
First, later this month, Treasury will buy mortgage-backed securities from Fannie and Freddie in order to give them greater access to mortgage funding.
