Sentence examples for access a mortgage from inspiring English sources

That could be worth paying if it allows you to access a mortgage with minimal fuss.

The report found that 56% of people are "trapped renters" who are forced to pay landlords because they can not access a mortgage.

"That may be true, but there will always be a good third of the population who cannot access a mortgage," she points out.

Before the credit crunch it was possible to access a mortgage with a loan-to-value (LTV) higher than the price of the property on which it was secured, but many borrowers are now hard-pushed to find lenders willing to offer mortgages above 90% LTV, and most deals are available only to those with the cleanest credit records.

Savills said it expected higher mortgage rates to push up the cost of owning by more than a quarter over the next five years, but there was "still a big discrepancy between what someone able to access a mortgage is getting for their money versus the 'dead costs' of renting".

Young people feel so disenchanted that they are living in their childhood bedrooms when they are 35.' Under the help to buy scheme, buyers can access a mortgage with just a 5 per cent deposit, and the government lending up to 20 per cent of the cost of a new build home, or use government guarantees to help purchase any property worth up to £600,000.

"To understand why a Latino, Asian and white person can have the same income profile but still have different access to a mortgage, for example, you need to examine racial categories".

You can access these lenders through a mortgage broker.

"Flexibility is fine, but banks have to be open when we ask for a mortgage or access to credit.

But the average age for leaving the parent's home is 30-years-old due to the fact that the youth doesn't have facilities for buying a house; there's not enough low-rent or state-subsidized houses; there isn't easy access to credit; and taking a mortgage is unthinkable with the low salaries of the inexperience or low-educated young people.

Our main hypotheses are that the impact of parental homeownership on the likelihood and timing of an adult child's entry into homeownership is less strong in contexts where homeownership is more accessible (in terms of affordability and access to mortgage credit), where renting is a feasible alternative to owning, and where the family matters less for the provision of welfare and housing.